Voluntary Student Health Insurance

BasicPLUS plan

The Student Health Plan provides college student health insurance with strong benefits, guaranteed coverage for members*, multiple coverage options, and flexible payment plans. Ideal for part-time, full-time or non-traditional students seeking an affordable alternative to limited coverage school-sponsored plans or the lengthy underwriting requirements of traditional permanent policies.

The plan is designed for members of College Parents of America. If you are not currently a member, you may enroll at the time of purchase and receive all of the benefits available to student members.

Learn what makes our Student Medical Coverage a great fit for college students. Coverage Highlights include:

  • BasicPLUS plan pricing:
    • Student Only 25 & Under $1,774
    • Student Only 26 & Over $2,360
    • Spouse Only 25 & Under $4,435
    • Spouse Only 26 & Over $5,900
    • Each Child Only $2,661
  • If you choose a higher deductible, the rates for Student Only 25 & Under are $930
  • $500 deductible
  • $500,000 maximum benefit per condition
  • Pregnancy covered as any other sickness
  • Prescription Drug Coverage
  • Coverage for Substance Abuse & Mental/Nervous Disorder
  • Emergency Medical Evacuation: $50,000
  • Underwritten by United States Fire Insurance Company, A.M. Best Rated “A” Excellent”
  • Guaranteed issue to members of College Parents of America

As a student member of College Parents of America, you also receive:

  • Tuition Insurance: $5,000 annual coverage for medical withdrawal
  • Identity Theft Protection and Restoration Services

*If no one in your family is a member of College Parents of America, Student Membership is $20 and offered during enrollment.